There are two lessons that have sunk in over the past 10 years. The first lesson: "you may have to live in your home longer than originally planned," was the result of the 2008 recession. The second: "living in your home longer than originally planned is more desirable than moving to a new community," is the result of a large Baby Boomer generation that would rather age-in-place in their own home than move to an assisted living facility.